Loan services
Mortgage Loan
Acquire Singapore Mortgage Loans or Refinance your Singapore Property Loan with us today
Why Working with Mortgage Loan Brokers Are a Smart Move for Singapore Property Home Owners
Working with a mortgage loan broker in Singapore is a smart move for homeowners who want the best deal without the stress. Brokers provide access to multiple banks, secure competitive rates, and simplify the loan process. Their expertise saves time, ensures compliance, and helps you make informed financial decisions.
Expert Guidance
Tailored financial advice for your business needs.
Wide Access
Connect with multiple top lenders instantly.
Flexible Terms
Customizable loan options that suit you.
What is a Mortgage Loan?
A mortgage loan is a type of financing that allows you to purchase or refinance a property without paying the full price upfront. Instead, a bank or financial institution lends you a large portion of the property’s value, which you then repay over a set period of time through monthly instalments.
In Singapore, mortgage loans are commonly used for:
Buying a new HDB flat or private property – Banks provide financing for both first-time homebuyers and those upgrading to a new home.
Refinancing an existing loan – Homeowners can switch to a different loan package to enjoy lower interest rates or better terms.
Investing in property – Investors often use mortgage loans to finance multiple properties, balancing leverage with long-term returns.
A typical mortgage loan in Singapore requires a downpayment (usually a mix of cash and CPF savings) and is subject to rules such as the Total Debt Servicing Ratio (TDSR) and Mortgage Servicing Ratio (MSR). These regulations ensure that borrowers do not overextend themselves financially.
Simply put, a mortgage loan is the key to homeownership and property investment in Singapore, helping individuals and families achieve their real estate goals while managing affordability.
Common Reasons to use a Singapore Mortgage Loan Broker
- Access to More Loan Options
- Save Time and Effort
- Better Interest Rates
- Personalized Advice
- Smooth Application Process
- Expert Knowledge of Regulations
Who Should Use a Mortgage Loan Broker?
- First-Time Homebuyers – If you’re new to property financing, a broker can simplify the process, explain loan terms clearly, and help you avoid costly mistakes.
- Homeowners Looking to Refinance – If you want to lower your monthly repayments or secure better interest rates, a broker can compare refinancing options across banks.
- Property Upgraders – For those moving from an HDB to a condominium, or upgrading to a bigger home, brokers can structure the right loan while balancing affordability.
- Investors Buying Multiple Properties – If you’re building a property portfolio, brokers can advise on financing strategies while considering TDSR and MSR limits.
- Busy Professionals – If you don’t have the time to research and negotiate with multiple banks, brokers save you time by doing all the legwork.
- Borrowers with Unique Financial Profiles – Self-employed individuals, business owners, or those with complex income streams can benefit from a broker’s expertise in finding lenders who are flexible.
Benefits of Mortgage Property Loans Through Avant Financing
Unlock Your Dream Home with the Right Loan
Discover how Avant Mortgage Loans helps you secure property financing with tailored solutions designed for your lifestyle and goals.
Save More with Smarter Mortgage Choices
Enjoy competitive interest rates, transparent terms, and expert guidance that make your property loan work harder for you.
Expert Guidance Every Step of the Way
From loan comparison to approval, Avant Financing ensures a smooth, stress-free mortgage journey with dedicated support.
Flexible Financing for Every Stage of Life
Whether you’re buying your first home, upgrading, or refinancing, our solutions adapt to your unique needs and future plans.
Your Trusted Partner in Property Financing
With years of experience in the Singapore mortgage market, Avant Financing provides reliable advice and personalized strategies to secure the best loan for you.
How Avant Mortgage Loan can help
At Avant Consulting, we go beyond simply matching you with a mortgage — we provide end-to-end support so you get the best possible loan solution for your needs. Here’s how we can help:
- Comprehensive Loan Comparison – We evaluate mortgage packages from multiple banks and financial institutions, ensuring you always get the most competitive rates and terms.
- Tailored Financing Solutions – Every client’s situation is unique. Whether you’re buying your first home, refinancing, or investing in property, we customize the right loan structure for you.
- Time-Saving Process – Instead of approaching banks one by one, we handle the research, paperwork, and negotiations, saving you valuable time.
- Expert Advisory on Regulations – Our team is well-versed in Singapore’s TDSR, MSR, and MAS regulations, guiding you to make informed, compliant decisions.
- Smooth Loan Approval Journey – From application to disbursement, we streamline the entire process and resolve issues quickly to prevent delays.
- Dedicated Support and Guidance – With Avant Financing, you’ll have a trusted partner to answer your questions and guide you every step of the way.