Loan services
Mortgage Loan
Why Mortgage Loans Are a Smart Move for SMEs
Need a significant funding boost for your business expansion, restructuring, or working capital needs? A Mortgage Loan — also known as Property-Backed Financing — allows you to leverage your residential, commercial, or industrial property as collateral for a larger, lower-interest loan.
At Avant Financing, we help Singapore-based businesses unlock the full value of their property assets by offering strategic mortgage loan advisory tailored to your goals.
Expert Guidance
Tailored financial advice for your business needs.
Wide Access
Connect with multiple top lenders instantly.
Flexible Terms
Customizable loan options that suit you.
What is a Mortgage Loan?
A Mortgage Loan allows you to borrow against the value of a property you own — such as a commercial building, office, warehouse, or residential unit. These loans often come with lower interest rates, longer repayment periods, and larger loan amounts due to the secured nature of the loan.
Common Uses of a Mortgage Loan
- Large-scale business expansion or relocation
- Refinancing higher-interest business loans
- Property acquisition (commercial/industrial)
- Equipment or facility upgrades
- Managing large working capital requirements
- Consolidating multiple business debts
Who is Eligible?
We work with both companies and individual business owners. Basic criteria include:
- Singapore-registered business (Private Limited or Sole Proprietorship)
- Ownership of a qualifying property (can be under individual or corporate name)
- Acceptable credit profile
- Minimum operating history of 1 year (varies by lender)
Benefits of Mortgage Loans Through Avant Financing
Maximise Your Property’s Value
Access up to 75% of your property’s market value for business funding — without having to sell your asset.
Lower Interest Rates
Enjoy interest rates from as low as 1.5% p.a. thanks to the secured nature of mortgage-backed loans.
Flexible Loan Tenures
Repayment periods of up to 25 years, giving you better cash flow management.
Multiple Loan Purposes
Use funds for expansion, working capital, refinancing, or even acquisition of new properties.
Expert Guidance & Speed
We simplify the process, liaising with banks and lenders to secure fast approvals and favorable terms for your unique business needs.
How Avant Financing Supports You
- Property Evaluation – We assess your property’s loan potential.
- Lender Matching – We connect you with banks or lenders offering optimal terms.
- Application Assistance – We manage the documentation & submission process.
- Smooth Disbursement – We ensure timely release of funds to your business.