Loan services
Business Term Loan
Why Business Term Loans Matter for SMEs
Running or growing a business in Singapore often requires timely access to capital. Whether you’re planning to expand operations, purchase equipment, boost working capital, or manage unexpected costs — a Business Term Loan can provide the funding you need with structured, predictable repayments.
At Avant Financing, we offer tailored business term loan advisory to help SMEs like yours secure the right financing — quickly, efficiently, and with confidence.
Expert Guidance
Tailored financial advice for your business needs.
Wide Access
Connect with multiple top lenders instantly.
Flexible Terms
Customizable loan options that suit you.
What is a Business Term Loan?
A Business Term Loan is a lump sum of money borrowed for a fixed term and repaid through regular installments over an agreed period. It typically ranges from 1 to 5 years and can be secured or unsecured, depending on your business’s profile.
Common Uses of a Business Term Loan
- Business expansion & renovation
- Equipment & inventory purchase
- Cash flow & working capital support
- Debt refinancing or consolidation
- Hiring & payroll
- Digital transformation investments
Who is Eligible?
- Avant Financing supports a wide range of businesses. Basic criteria include:
- Singapore-registered business (Pte Ltd or Sole Proprietor)
- At least 6 months of operating history
- Minimum annual revenue of S$100,000
- Singaporean/PR director or majority shareholder
Benefits of Business Term Loans Through Avant Financing
Tailored Loan Matching
We understand every business is unique. Our experienced consultants assess your goals and match you with the most suitable lender and loan structure.
Access to a Wide Lender Network
We partner with leading banks, financial institutions, and private lenders across Singapore, giving you more options and better rates.
Fast Approval & Disbursement
Speed matters in business. Our streamlined advisory process helps you receive funds within 1–2 weeks upon approval.
Transparent Advice with No Hidden Charges
We provide honest, no-obligation loan advice — so you make informed decisions with full clarity on costs and commitments.
Support for Growing SMEs
Whether you’re a startup or a growing SME, we support businesses across all industries — including F&B, construction, retail, e-commerce, logistics, and more.
How Avant Financing Supports You
- Free Consultation – We assess your funding needs and eligibility.
- Loan Matching – We source offers from multiple lenders.
- Application Support – We guide you through the paperwork.
- Approval & Disbursement – We follow through until funds are in your account.